When wildfire strikes home, preparation can help

A brush fire burns near neighborhodds on Joy Lane and Alpine Drive, northeast of Hermiston, earlier this year.

Homeowners who lose their homes to wildfire are often covered by insurance, but it helps to know how that insurance works before disaster hits.

The NW Insurance Council, a trade association of insurance companies in the Pacific Northwest, is recommending that people take a moment this fire season to review their insurance policy and discuss it with their insurance company or agent to make sure they have the right coverage for what they want to cover — particularly if they have recently added on to their home, remodeled or made other changes that could affect their policy.

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